You guys made the experience the very best if I could give you a 12 I would. Thanks again for everything and all your help. It was fantastic.
It was an awful experience and if I would have had more time before closing I would have stopped dealing with Veterans United and found another company.
I declared all my assets at the onset of the loan process yet had to show proof every time I moved money from one account to another. They continually asked for bank statements that had not been published yet. Thankfully my bank gave me a “short” statement to cover their ridiculous taskers.
This was my 3rd VA loan. Every ridiculous ask from Veteran’s United was explained to me as a requirement for a VA loan. Yet no other mortgage company I had dealt with before had those requirements so someone isn’t telling the truth.
The worst part was the last minute approval for the loan. I was still submitting documents 6 DAYS BEFORE CLOSING even though we applied 45 days prior. I had to make a last second contingency plan in the event this loan fell through, that’s how bad it was.
The entire process was stressful and nerve wracking. They are not a professional company. It was not like any process I had ever experienced before.
The final annoying thing was their “considere service.” I guess they sell our information to 3rd party vendors and the guy trying to sell us a security system was a real piece of work. They even say they were referred by Veteran’s United.
I look forward to paying off this loan and will never do business with them again.
Response from Veterans United
Hey Hope,
I’m really sorry this was your experience. What you described sounds exhausting and stressful, especially given that this was your third VA loan and you came in with clear expectations of how the process should feel.
I understand how frustrating it is to fully disclose assets upfront and still be asked to reverify transfers or provide statements that weren’t yet available. While VA guidelines do require lenders to document the movement of funds, it’s on us to explain those requests clearly and manage timing better so it doesn’t feel repetitive or last-minute. I’m sorry that didn’t happen here.
Hearing that you were still submitting documents just days before closing after applying well in advance is especially concerning. No one should feel the need to create a backup plan because of uncertainty that late in the process. I can see how that would make the entire experience feel nerve-wracking rather than supportive.
I’m also sorry for the frustration around our Concierge service. While it’s meant to connect borrowers with optional third-party services, it clearly missed the mark for you, and I appreciate you calling that out.
I’d really value the opportunity to look into this further and make sure your concerns are fully understood. If you’re open to it, our Client Advocate team is available at 1-800-212-5200 or ClientAdvocate@vu.com, Monday through Friday from 9 a.m. to 5 p.m. Central Time. Messages outside those hours are typically returned the next business day.
Thank you for being honest about your experience. Feedback like this matters and helps us see where we need to do better.
Sincerely,
Claire S., Client Relations Manager
I’ve never been treated with so much love and respect since I decided to buy a home
Excellent communication, smooth process!
Quick and easy process
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This is my second time using VU as my lender. VU offers competitive rates and the folks who I have worked with were/are all great! I would highly recommend to reach out to VU if you are looking to utilize a VA loan for your home purchase.
No problems. VU provided all the help I needed.
Outstanding service. I will always use Veterans United.
Courteous and knowledgeable staff. Very accessible and supportive throughout the process.
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Sam Yoo and and Landon were absolutely amazing! My realtor actually said he Sam actually helped him out a LOT. I’d absolutely recommend this team
Suzanne was great to deal with. Very quick to respond and very knowledgable.
Would highly recommend.
